Below are the 10 steps that you will take as a purchaser for an off-plan property in Dubai, whether you are acquiring an apartment, a townhouse or a villa.
For further help, feel free to contact us by email: matthieu@sunrise-collection.com

1- Decide on a specific project

Choose a project based on location, developer reputation, amenities, price and payment plan.

2 – Select a precise unit

Choose a unit (apartment, townhouse or villa) based on it’s size, layout, number of rooms, floor and view.

3 – Book the property

Reserve the chosen unit with a deposit.

4 – Sign a reservation form

Reserve the chosen unit with a deposit (typically between 5 and 10% or the property value).

5 – First installment and DLD fee

Proceed with your first installment to reach 20% of the property value and settle the 4% registration fee payable to the Dubai Land Department (DLD).

6 – Sales and Purchase Agreement (SPA)

Sign the Sales & Purchase agreement. The developer will then register it to the Dubai Land Department (DLD) and will send you the Oqood (a provisional record of ownership).

7 – Follow the construction and the payment plan

You can follow the construction status of the building with online tools (our consultants can provide you access to it).
Proceed with the instalments of the agreed upon payment plan.

8. Snagging and Handover

Upon completion, the developer will request a final inspection, known as snagging. Any issues identified must be listed, and the developer is responsible for rectifying them before handover. After snagging and resolution of issues, the property is handed over.

9. Property Registration with DLD

The Dubai Land Department (DLD) issues a title deed, a legal document authenticating ownership.

10. Post-Handover Options

If the property was bought for investment, owners can choose to rent it out or sell it. Get in touch with our consultants to get their opinion and assistance.

Buying a property in Dubai can be an exciting venture, especially given the city’s booming real estate market and attractive investment opportunities. However, navigating the process requires careful consideration of various factors. Here’s a guide on what you need to know when buying property in Dubai.

Understanding the Legal Framework of Dubai real estate

Foreigners are allowed to purchase property in designated freehold areas without needing a local sponsor or residency visa. The Freehold Law enacted in 2002 allows full ownership rights for foreign buyers in specific zones such as Dubai Marina, Downtown Dubai, and Palm Jumeirah. It is crucial to familiarize yourself with these regulations and ensure that the property you are interested in falls within these approved areas.

Financial Considerations

Costs Involved

When budgeting for your property purchase, it’s essential to account for additional costs beyond the property’s price. In Dubai, there is no annual property tax; however, buyers must pay a one-time land registry fee of 4% of the property’s sale price. Other potential costs include:

• Brokerage fees (typically around 2% of the sale price for a secondary market purchase. In other words, it is not applicable on off plan investment)
• Maintenance fees for common areas if purchasing an apartment
• Housing fees, which are usually calculated at 5% of the average rental value of the area.

Financing Options

Some buyers opt for mortgages to finance their purchases. It is more difficult for foreigners to secure loans from local banks. Therefore, it is advisable to consider buying a new project so you can follow a payment plan instead of paying cash. Feel free to contact us to learn more about payment plan options.

Choosing the Right Location

Location is critical when investing in real estate. Popular neighborhoods like Dubai Marina and Downtown offer high occupation rates due to their desirability among expatriates and tourists. Consider factors such as proximity to schools, workplaces, transportation links, and future development plans that could affect property values over time. That being said, if your strategy is to buy low and sell high, you should consider upcoming areas such as Dubailand, Maritime City or Dubai Islands to maximise your capital appreciation.

Understanding Rental Yields and Investment Potential

Dubai’s real estate market is known for its lucrative rental yields. As of early 2025, average yields can exceed 7%, making it an attractive option for investors looking for passive income. Researching current market trends and forecasts will help you make informed decisions about where to invest.

In summary, buying property in Dubai involves understanding legal frameworks, financial obligations, choosing prime locations, working with professionals, conducting due diligence, and recognizing investment potential. By following these guidelines, you can navigate the process more effectively and make a sound investment decision.

For further information, feel free to contact us.

Buying property in Lombok, Indonesia, can be an exciting venture, especially given the island’s stunning natural beauty and growing real estate market. However, it is essential to navigate the complexities of property ownership in Indonesia carefully. Here’s a comprehensive guide on what you need to know before making your investment.

Understanding Legal Framework of Lombok real estate

One of the first steps in buying property in Lombok is understanding the legal framework surrounding foreign ownership. Foreigners cannot own land outright; instead, they must utilize specific legal structures:

• Hak Pakai (Right to Use): This title allows foreigners to use land for up to 70 years, with possible extensions.
• Hak Guna Bangunan (Right to Build): This option permits foreigners to build on land for up to 30 years, extendable for another 20 years or more.
• PT PMA (Foreign-Owned Company): Establishing a PT PMA allows foreigners to acquire freehold rights indirectly through a company structure.

It is crucial to engage with legal experts who specialize in Indonesian property law to ensure compliance and avoid potential disputes.

Conducting Due Diligence

Before purchasing any property, thorough due diligence is essential. This includes:

1. Verifying Land Titles: Ensure that the land has clear titles and is registered with the National Land Agency (BPN). Unregistered land can lead to complications.
2. Checking Zoning Regulations: Confirm that the land is zoned appropriately for your intended use—whether residential or commercial.
3. Inspecting Infrastructure: Assess existing infrastructure such as roads, electricity, and water supply. Understanding who will bear these costs is vital.

Choosing the Right Location

Lombok offers various locations suitable for different types of investments:

• Kuta Lombok: Known for its tourism potential and rental opportunities. Here is an opportunity to own a villa in Mawun, next to Kuta.
• Gili Islands: Ideal for beachfront properties and tourism developments.
• Selong Belanak: A premium area for luxury villas and eco-resorts[6]. Here is an opportunity to own a property in a luxury community in Selong Belanak.

Researching market trends and visiting these areas can help you make an informed decision.

Engaging Reputable Professionals

Working with experienced local professionals—such as real estate agents, notaries, and lawyers—is crucial. They can provide insights into market conditions, assist with negotiations, and ensure all legal documents are correctly processed. Avoid relying solely on online information or unverified sources.

Understanding Costs Involved

When budgeting for your investment, consider additional costs beyond the purchase price:

• Taxes and Fees: Be prepared for transfer taxes (BPHTB), notary fees, annual property taxes (PBB), and other associated costs.
• Maintenance Costs: If you plan on renting out your property, factor in ongoing maintenance expenses.

Finalizing Your Purchase

Once you’ve completed due diligence and negotiated terms:

1. Sign a Sale & Purchase Agreement (AJB) with a notary.
2. Make payments securely via bank transfer or escrow services.
3. Register the transaction with BPN to obtain your land certificate.

By following these guidelines and conducting thorough research, you can navigate the process of buying property in Lombok successfully.
For further information, feel free to contact us.

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What Are Bulk Sale Units?

Bulk sale units refer to the acquisition of multiple units at a discounted rate, typically lower than the combined individual prices of those units. Examples include purchasing an entire floor or half a floor in Dubai. Investors have the option to buy identical units, such as several studio apartments, or a combination of different types, including 1, 2, or 3-bedroom apartments, all offered at a reduced package price.

How can we help?

Bulk deals are usually reserved to investor who can afford to buy 10 units or more in one project. The challenge that most investors face is that they do not have the purchasing power to buy in bulk. This is why, Sunrise Collection brings together multiple investors to purchase in the same attractive project. It allows us to have a strong negotiation power with the developers. This way, you will benefit from the same oportunties a wealthy bulk investor would, but without the need for you to buy many units at once.

Key Benefits of Buying in bulk:

1. Discounted Prices
Bulk deals allow you to acquire multiple units at a rate lower than their individual market prices. These deals are an excellent way to maximize your return on investment and capital appreciation.

2. Longer payment plan
Bulk investors enjoy more flexibility regarding the instalments, which great increases the leverage. In other words, you will need less cash available since the delopper will give you extra time to pay. For example, we are able to negotiate 50/50 payment plans instead of 70/30 (50% payable during the construction and 50% on the handover, for projects that usually require 70% payable during the construction).

3. DLD Waiver
For some projects, developers grant us a 2 to 4% DLD waiver, which is a great way to save money, increase your net ROI and your capital appreciation.
In other words, the Dubai Land Department (DLD) fee can be half or fully waived.

4. Free management fees
Certain developers are willing to waive the management fees for two to three years to our investors.

Contact us today to be part of our investors list and we will keep you updated on our latest bulk deals.

The Dubai property market can provide you with a number of opportunities:
– High return on investment
– Significant capital appreciation
– No tax
– A new and exciting place to live (10-year golden visa available)

Let’s arrange a free, face-to-face meeting to discuss your objectives so you can take advantage of what Dubai can bring to you weither it is high return on investment,

As a seasoned property consultant in Hong Kong and Dubai, Ruby Sun will be happy to meet you over a coffee in Hong Kong to introduce the market to you and answer all your questions.

Call/whatsapp: +852 6298 7288
Email: ruby@sunrise-collection.com

 

Matthieu Ober is currently on the French Riviera and is thrilled to assist his clients understand the potential of the Dubai real estate market so they can make educated decisions and great profits.

Call: +33 6 11 25 63 54
or Whatsapp: +971 58 561 8890
Email: matthieu@sunrise-collection.com

Meetings with our team can also be arranged online or in Dubai.

In the meantime, feel free to browse our properties here:
https://sunrise-collection.com/book-a-meeting-with-a-dubai-expert/

 

The Golden Visa program presents a unique opportunity for property investors looking to establish residency in the United Arab Emirates. Launched in 2019, this long-term visa initiative allows foreign nationals to live, work, and study in Dubai without the need for a local sponsor.

Eligibility Criteria for Property Investors

To qualify for the Dubai Golden Visa as a property investor, individuals must meet specific investment thresholds. The requirements are as follows:

1. Minimum Investment Amount: Investors must purchase real estate worth at least AED 2 million (approximately $545,000) to obtain a 10-year Golden Visa. Alternatively, a property valued at AED 750,000 (around $204,000) qualifies for a 2-year residence visa.
2. Proof of Ownership: Investors must provide documentation proving ownership of the property or properties that meet the minimum investment criteria. This includes obtaining a letter from the Land Department of the emirate confirming ownership.
3. No Loan Requirement: The invested capital must not be financed through loans; it should be fully owned by the investor.
4. Medical Insurance: Proof of medical insurance covering both the investor and their family members is also required.

Benefits of the Golden Visa for Property Investors

Investing in real estate under the Dubai Golden Visa program comes with numerous advantages:

• Long-Term Residency: The visa is valid for 10 years and can be renewed indefinitely as long as the investment conditions are met.
• Family Sponsorship: Golden Visa holders can sponsor their family members, including spouses and children of any age, allowing them to reside in Dubai under the same visa conditions.
• Flexibility in Residency: Unlike other residency visas, holders of the Golden Visa can stay outside of the UAE for more than six months without losing their residency status.
• Access to Local Services: Residents benefit from access to healthcare and educational systems within Dubai, which are known for their high standards.
• Tax Benefits: The UAE offers an attractive tax environment with no income tax on personal earnings and minimal corporate taxes compared to many other countries.

In summary, the Dubai Golden Visa program provides an excellent opportunity for property investors seeking long-term residency in one of the world’s most dynamic cities. With its favorable investment conditions and extensive benefits, it serves as an ideal pathway for those looking to make Dubai their home while enjoying all that this vibrant city has to offer. To browse properties that would permit you to qualify, click here: Properties in Dubai for Golden Visa.

Advantages of Investing in Real Estate in Lombok, Indonesia

Investing in real estate in Lombok, Indonesia, presents a multitude of advantages that make it an attractive option for both local and foreign investors. Below are the key benefits associated with this burgeoning market.

Rapid Development and Infrastructure Growth

Lombok is experiencing significant infrastructural development, which enhances its accessibility and attractiveness as a tourist destination. The construction of the Lombok International Airport and improvements to road networks have made it easier for visitors to reach the island. This growth not only boosts tourism but also increases property values, making investments more lucrative over time.

Growing Tourism Sector

The island’s natural beauty, including pristine beaches and cultural sites, has led to a surge in international tourism. Popular attractions such as the Gili Islands and Kuta Beach draw millions of visitors annually. As tourism continues to grow, so does the demand for hospitality services and real estate investments catering to tourists, creating opportunities for high rental yields.

High Return on Investment (ROI) Potential

Investors can expect strong returns from properties located near tourist hotspots. Vacation rentals are particularly profitable during peak seasons when demand surges. Additionally, as infrastructure develops further, property values are likely to appreciate significantly over time, providing capital gains for investors.

Favorable Legal Framework for Foreign Investors

While there are legal restrictions on direct property ownership by foreigners in Indonesia, various structures allow foreign investment in Lombok’s real estate market effectively. Establishing a PT PMA (Foreign-Owned Company) enables foreigners to acquire land use rights (Hak Pakai) for business purposes such as tourism and rentals. This legal framework provides a viable pathway for foreign investors looking to enter the market. Besides, some developers have set up structures to facilitate the property ownership for foreign purchasers. Our team of exportais can share more details with you, feel free to request a virtual meeting.

Diverse Investment Opportunities

Lombok offers a range of investment options from residential properties to commercial ventures like hotels and resorts. This diversity allows investors to choose projects that align with their financial goals and risk tolerance while benefiting from the growing tourism industry.

Government support

The Indonesian government is determined to make Lombok an enticing tourist destination and is investing massively in the area.
An exemple is the the Mandala racing track which is hosting several global races every year.

Click the image below to watch our video introduction of the Lombok property market:

Dubai’s real estate market continues to evolve with world-class developments that redefine luxury and innovation. Here’s a look at the top five developers shaping the skyline in 2024.

1. Emaar Properties

Emaar Properties continues to lead the Dubai real estate market, renowned for its iconic developments such as the Burj Khalifa and The Dubai Mall.

In 2024, Emaar maintained its top position with projects like Creek Harbor and Emaar Beachfront. The attractive locations of their projects combined with timely delivery and innovative design have solidified their reputation as a trusted developer.

2. Damac Properties

Damac Properties is recognized for creating master-planned communities that attract numerous families thanks to their amenities and attractive prices.

We appreciate their great design creativity with projects such as Damac Casa and Cavalli Couture that are targeting high-net-worth individuals who are attracted by futuristic-looking architecture.

3. Sobha Group

Sobha has gained recognition for its high-end properties and timely delivery. Their new community Sobha Hartland II and Siniya Island are proof that this developer now rivals the largest companies in the market.

Sobha’s new launches such as …………… are expected to attract interest due to their emphasis on quality and craftsmanship (construction components are made internally).

4. Azizi Developments

Azizi Developments has made a name for itself by delivering affordable residential options across Dubai.

A notable project for 2025 is Burj Azizi, which will be 133 floors, making it the world’s second-tallest building.

5. Binghatti

The company’s recent partnerships with luxury brands are going to bring a lot of creativity to the market.

Since it is attracting worldwide attention, we bet that it will bring this developer higher in the ranking for 2025. Binghatti has launched several branded projects, including the Burj Binghatti Jacob & Co Residences, Bugatti Residences, and Mercedes-Benz Places.

These projects are designed to provide residents with a luxurious lifestyle that is inspired by the essence of each of these prestigious brands. For example, you will have the option to bring your car up to your apartment.